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Shortly after Little misschewy was born two years ago, misterchewy and I decided to sign up for our own insurance plans as a family. We didn’t know much about insurance because it was all well taken care of by our parents until my good friend, who was our financial planner back then, walked through the basics with us and also addressed all our queries. One of the important things which we learned was that, if you have existing ailments such as high blood pressure, asthma, diabetes, etc, it is considered a pre-existing medical condition and is typically excluded in most insurance policies. In simple layman terms, it means that should one fall ill and if this illness is caused by a pre-existing medical condition, one’s medical expenses will not be covered by his or her insurance provider. As avid travellers, we got to know that this non-coverage of pre-existing medical conditions applies to Travel Insurance as well. Good news is that Income is the ONLY insurer in Singapore to offer Travel Insurance policies that protect customers like me against pre-existing medical conditions!

The above gives us an overview as to what is being covered by Income’s Enhanced PreX plans. On top of that, you can still be covered for all other benefits not relating to pre-existing medical conditions, such as travel inconveniences, personal accident and medical expenses! Enhanced PreX plans also offer coverage for all ages and this includes coverage for children suffering from medical conditions such as asthma, to adults with hypertension and even elderly diagnosed with diabetes. It really is a plan worth considering and getting, especially when travelling overseas with children and the elderly. For bigger families like a few of our friends who have three or more children, it does not necessarily mean that you have to spend more on Travel Insurance. Opt for Family cover for greater savings as it will cover your families with unlimited number of children insured.

This year, Income has launched new Enhanced PreX plans that comes with increased coverage to better protect you! Currently the good news is, in addition to the original Enhanced PreX Basic plan, you can now expect better coverage from the Enhanced PreX Superior plan and Enhanced PreX Prestige plan! Opt for these two plans to enjoy some coverage for trip cancellation, postponing of trip, shortening of trip and trip disruption. There is also coverage for overseas hospital allowances and compassionate visit under these two new plans.

For your next overseas trip, be covered with an Enhanced PreX plan so that you can travel with a peace of mind. Don’t limit your coverage even with pre-existing medical conditions! Sign up now via www.income.com.sg/insurance/travel-insurance!